Retirement is an exciting phase in life, offering the freedom to break away from the 9-to-5 grind. Many look forward to exploring new hobbies, traveling, volunteering, or simply spending more time with loved ones. While retirement planning may seem overwhelming, with the right tools and strategies, you can ensure a financially secure and fulfilling life after work.
To help you prepare for and enjoy your golden years, we’ve compiled a list of ten excellent retirement affiliate programs. These programs are tailored for those seeking financial security in retirement, offering various resources to help you plan effectively.
In addition to financial planning programs, affiliate opportunities with vacation providers should also be considered. After all, retirement is more than just collecting a Social Security check—it’s about enjoying life to the fullest!
Why You Should Start Affiliate Marketing Now
Affiliate marketing is a smart way to earn income, especially as you approach retirement. While it doesn’t require any special technical skills, success doesn’t happen overnight. Building a steady stream of income will take time, so it’s important to start as soon as possible.
This doesn’t mean you need to quit your current job right away. Instead, take your time to research, plan, and save money before making any major moves. The sooner you start, the more time you’ll have to grow your affiliate marketing business.
By delaying, you risk missing out on potential opportunities or seeing your ideas become outdated due to shifting market trends.
Benefits of Affiliate Marketing for Retirees
Affiliate marketing allows you to earn money by promoting products or services through your blog or website. As you age, it can become harder to keep up with new trends, but affiliate marketing provides a flexible way to stay engaged and earn an income.
Here’s why affiliate marketing is ideal for retirees:
- Flexible Work OptionsAffiliate marketing doesn’t require you to commit to one product or company, allowing you to adapt as needed. This flexibility is perfect for retirees who want to work at their own pace.
- Opportunities for Social InteractionMany retirees miss the social connections from their working years. Affiliate marketing provides opportunities to network with other marketers and join online communities, keeping you engaged and connected.
More Reasons to Consider Affiliate Marketing in Retirement
- A Great Way to Earn Extra Income:
Affiliate marketing offers the potential to earn passive income by promoting products on your website. You’ll earn a commission each time someone makes a purchase through your referral link, and you can continue earning as long as your content drives traffic.
- Work from Home—No Need to Commute:
As you get older, job opportunities may become more limited. Affiliate marketing allows you to work from the comfort of your home, eliminating the stress of searching for a traditional job.
- Plenty of Opportunities Available:
With thousands of brands and merchants looking for affiliates, you have countless options to choose from. Take your time to find the right affiliate programs that align with your interests and goals.
- Low to No Startup Costs:
Starting an affiliate marketing business requires minimal investment. Besides website hosting and some basic training, there’s little upfront cost, making it a risk-free way to explore new income opportunities in retirement.
Best Retirement Affiliate Programs In 2024:
Here is the list of 15 Best Affiliate Programs in 2024 and 2025:
- SmartAssest
- Lending Club Investor
- Ladder Life
- Blooom
- Senior Life Settlements
- AARP
- Nolo
- TurboTax
- Personal Capital
- eHealthInsurance
- Regal Assets
- Goldbroker
- Capitalist Exploits
- Augusta Precious Metals
- Betterment
1. SmartAsset:
SmartAsset connects investors, retirees, and those who will soon retire with financial experts from all over the nation. In accordance with each user’s location, assets, and preferences, their system chooses the ideal financial counselor for them. Over 45 million users a month utilise their award-winning services and calculators, which were developed by personal finance specialists.
People 45 to 65 and older who really are retiring or intending to retire are their target market. Commission Junction powers the affiliate programme for SmartAsset.
Why You Should Promote SmartAsset: Targeted audience, strong flat fee commission rate, and simple to comprehend financial advice. It’s crucial to remember that leads need to have more than $25,000 in investment assets.
Details:
- Web address: SmartAssest Affiliate Program
- Commission: $70 for each lead
- 1 day for cookies
2. Lending Club Investor:
The world’s biggest online marketplace for matching investors and borrowers is called Lending Club. Their technology gives investors excellent risk-adjusted returns while enabling customers to cut the cost of their borrowing. They provide three different types of retirement accounts: standard IRAs, Roth IRAs, and rollovers for 401(k)s.
Impact Radius oversees their affiliate programme. Lending Club Investor supports email, search, and banner advertising. They offer every piece of marketing collateral and reporting equipment required to launch a campaign straight immediately.
What Justifies Promoting Lending Club? Investor-friendly commission structures, peer-to-peer lending platform, and risk-adjusted returns. Lending Club is a different investment option that connects financially advantageous creditworthy borrowers and investors.
Details:
- Link: Lending Club Investor Affiliate Program
- Commission: $50 per – IRA application
- 30 days for cookies
3. Ladder Life:
With life insurance from Ladder Life, you may quickly and shrewdly provide for your loved ones. According to your demands and life changes, consumers have the option to expand or decrease coverage. To ensure you receive fair advice, their qualified insurance professionals are salaried employees rather than commissioned sales agents.
Affiliates can register with Commission Junction to participate in the Ladder Life affiliate programme. Many of their clients are between the ages of 25 and 55, have dependencies on their finances, and appreciate having things done swiftly and effectively. You can contact their affiliate manager if you have any inquiries, requests, or worries.
Why You Should Promote Ladder Life: It’s a sensible approach to insure your life, does away with commissioned salespeople in favour of unbiased advice, and has a simple three-step process.
Details:
- Web address: Ladder Life Affiliate Program
- Commission: $75 for each lead
- 30 days for cookies
4. Blooom:
Blooom is a robo-401k advisor that chooses investments that best meet your retirement objectives. Customers can reduce hidden investing fees, increase their diversity, and get unrestricted access to financial counselor for $10 per month. While they maintain and keep an eye on your account to ensure that your retirement on track, you may sit back and unwind.
Impact Radius hosts their affiliate programme. Campaign features from Blooom include tracking for specific promo codes, a product catalogue, and deep linking. Your cooperation will help their receptive affiliate management team make the most of their programme.
Blooom’s robo-401k adviser, unrestricted access to the financial advisor, and cutting-edge affiliate capabilities are all reasons to promote it. Affiliate receives very significant $15 flat fee revenue after a lead successfully completes the free 401k check-up.
Details:
- URL: Blooom Affiliate Program
- Commission: $15 for each lead
- 30 days for cookies
5. Senior Settlements:
Senior Life Settlements has assisted thousands of clients in getting the best market price when selling their life insurance policies. You can sell your current insurance coverage to a certified life settlement service for more than paid up value but below net death benefit via a life settlement, also known as a senior settlement. This might be an additional source of funding for your retirement.
To manage their affiliate programme, they employ ShareASale. Senior Life Settlements offers all the marketing resources and equipment affiliates require to get going. Their knowledgeable affiliate managers are willing to address any concerns and provide advice on how to improve your campaigns.
Why You Should Advertise Senior Life Settlements: Free non-binding assessment, substantial commission at no expense to your audience, alternative retirement option
Affiliates receive a flat compensation of $15 for each lead they generate for a free, non-obligatory appraisal.
Details:
- Web address: Senior Life Settlements Affiliate Program
- Comission: $15 for each lead
- Cookies: Sessions
6. AARP:
The non-profit organisation AARP gives people the power to decide how they want to live as they get older. They support effective change in society for the United States 50+ community. Members have access to a variety of programmes, services, discounts, and resources that can help them prepare for retirement and make the most of their remaining years.
To oversee their affiliate programme, they have teamed up with Pepperjam. Through their affiliate dashboard, AARP offers their affiliates banner ads, keywords, text links, and tracking tools. Affiliates may advertise on their websites, blogs, and social media accounts, depending on the circumstances.
Why You Should Promote AARP: 50vplus Membership Program, a Wide Range of Retirement Services, Regularly Updated Creative
To aid them in boosting conversion rates, affiliates are constantly informed about new promotions, deals, and creatives.
Details:
- Website: AARP Affiliate Program
- Service charge: $10 for each lead
- Expires in 7 days
7. Nolo:
Small businesses and individuals can turn to Nolo for assistance in finding legal solutions. This directory links users to 500,000 solo practitioners and boutique law firms across the Country. They provide more than 500 do-it-yourself legal goods, such as wills, trusts, social security, and retirement plans.
Affiliates can register with Commission Junction to participate in the Nolo affiliate programme. Nolo is frequently listed as the best source for consumer legal documents by Entrepreneur, Wall Street Journal, SmartMoney,
Forbes, as well as other esteemed media outlets. To aid in the conversion of leads, affiliates can make use of their favourable press coverage, optimised creatives, and product portfolio.
Reasons to promote Nolo include the availability of higher commissions, DIY legal products, and exceptionally extended cookie lives.
Increased commissions of 30–35% are available to affiliates for transactions between $500 and $2000.
Details:
- Website address: Nolo Affiliate Program
- Commission: 25%
- Cookie: 120 days
8. TurboTax:
The top-selling tax program in the United States is TurboTax. Millions of people trust their tax-filing software. They provide a ton of free materials, including money-saving gadgets, tax calculators, and advice on filing taxes after the retirement. Consumers can ask any questions of their knowledgeable support staff as well.
On Commission Junction, they provide two affiliate programs to affiliates in the US and Canada. Exclusive promotional deals, top-performing banner advertisements, text links, dynamic landing pages, as well as logos are all things that TurboTax makes available to its affiliates. Affiliates can enhance the value of their websites by including free tax information and calculators.
Promote TurboTax because it is the best tax software, offers retirement tax guidance, and has effective marketing materials.
Under this programme, affiliates have the opportunity to generate substantial commissions over the four-month tax season.
Details:
- Link: Affiliate Program for TurboTax
- Commission: 5–15%, $1–2 depending on the type of product
- Expires in 7 days
9. Personal Capital:
Users can manage the personal finances in one location with the assistance of Personal Capital’s services and financial tools. The most practical tool they provide is their retirement planner. Using your objectives and financial circumstances as a basis, it can be utilized to determine your prospects of a successful retirement.
If the person signing up for Personal Capital possesses $100,000 or more worth of investable assets, the affiliate can usually earn to $100 for each signup. Affiliates will also have access to banner advertisements, material to promote, and insider information like the most recent news, offers, and promotions.
Promoting Personal Capital is a good idea because of their extensive TV and radio advertising, unlimited total commissions, and $14 billion in assets managed as of September 2020.
According to Forbes, they are the top three wealth managers in RIA Channel’s list for 2019.
Details:
- Web address: Personal Capital Affiliate Program
- Commission: $100 maximum
- 30 days for cookies
10. eHealthInsurance:
The top online provider of family and individual health insurance in the US is eHealthInsurance. To provide their consumers with 10,000+ health insurance plans, they have partnerships including over 180 health carriers. Their health advocates assist you in locating a Medicare health plan that best suits your demands and retirement budget.
Their affiliate programme is managed by Commission Junction. Affiliates of eHealthInsurance get access to landing sites, widgets, text links, email campaign visuals, and banner advertisements that have been expertly crafted. Affiliates’ user-friendly affiliate dashboards allow them to keep track of their campaigns and commissions.
Why You Should supports eHealth Insurance: Expert health counsellors, more than 10,000 health insurance options, and higher commissions are all available.
For generating 50–120 leads, affiliates can receive higher commissions of $57.50–$75.
Details:
- Website: eHealthInsurance Affiliate Program
- Commission: $50 for each application for individual or family health insurance
- Cookie: 120 days
11. Regal Assets:
Regal Assets does have a long history of ethical and reliable business operations, as evidenced by our A+ reputation with BBB and our 5-star TrustLink rating for client satisfaction. You can trust as Regal Assets constantly has the ideal investment for you, whether it’s selling and buying gold bullion as well as rare gold or offering guidance on creating a long-term tax-deferred retirement plan known as a gold IRA.
They take pride in putting the needs of the customer first and in taking the time to inform prospective investors about the precious metals market. With its quick delivery guarantee, you may anticipate having your product in hand within one week of purchase, fully insured.
Regal Assets takes pleasure in connecting itself with great customer service, security, grading, and expertise as your best precious metals company.
Details:
- Throughout the duration of the customer’s life, earn 3% on each transaction, even though they call in.
- Get to be a super affiliate to increase your earnings, which can reach $30 for each qualified lead.
12. Goldbroker:
Goldbroker.com offers secure safekeeping outside of the financial system in four locations across the world, including New York City, Singapore, Zurich, and Toronto, as well as delivery of gold and silver bullion (bars and coins) in the United States.
Customers of Goldbroker are permitted to fully own and keep precious metals under their own names (the bars as well as coins are insured in the client’s name) (no mutual and fractional ownership). Customers can access their stock in a personal and direct manner.
Lifelong commissions: As long as the customers you recommend to Goldbroker.com purchase as well as store precious metals there, you will receive commissions on those customers.
Details:
- For each order made by a client you refer to Goldbroker, the Revenue Sharing (RS) programme offers 20% of Goldbroker’s net commissions. The commission is determined by buy orders as well as annual precious metals storage fees.
- For each customer you refer to Goldbroker.com through Cost Per Acquisition (CPA) campaign, you will receive a $200 compensation.
13. Capitalist Exploits:
You see, wise investment is the foundation of excellent retirement planning and Capitalist Exploits aids people in doing that.
As a result, the business offers premium newsletter so retailers can learn excellent investment techniques, about the business itself, and also about stocks in particular, in a very different way.
Also, you can participate in their INSIDER programme to learn about their original financial theories, investment formulas, and potent techniques. You can learn from the professionals inside their curriculum. They rank among the most competent and sincere team of money managers.
When you reach the affiliate programme page, simply complete a short application form to become a partner for free (the programme is managed through Ontraport).
For a period of up to a year, you will receive a 50% commission on any qualified sales made! Considering how expensive their items are, I believe that’s really fantastic.
Details:
- Affiliate Signup Page: Capitalist Exploits Affiliate Program
- Commissions: 50% on all transactions made within a year.
- Cookie lifespan is 356 days.
14. Augusta Precious Metals:
For the past few years, Augusta Precious Metals, a Gold IRA company, has experienced tremendous growth.
That’s because people have historically placed a higher value on investments like silver and gold than they have on money.
You may start out as an affiliate for this business, obtain a personal gateway, access the best tools and materials, and make some respectable commissions.
You’ll get to meet CPA requirements in addition to revenue sharing. Customers who wish to exchange more than $50,000 is eligible for up to $200 each qualified lead, and on top of all that, there is a 10% revenue share.
Now that’s very cool; see the links below to determine whether it’s worthwhile.
Details:
- Affiliate Signup Page: Augusta Precious Metals Affiliate Program
- Commissions: 10% commission, maximum of $200 per lead
- Cookie lifecycle: 90 days
15. Betterment:
A significant financial advisory firm is Betterment Jonathan Stein in 2008. Betterment was created to assist you in making the financial progress you desire. With the help of a high interest cash account plus automated investing, you can increase your savings now.
Customers can obtain a broad array of services through the business, including automatic investing, IRAs and 401ks, cryptocurrency investments, cash reserves, planning, and analysis. Their excellent affiliate programme offers you the chance to earn up to $1250 for just one referral. The minimum is not that, though. A $25 minimum is charged for each recommendation, which is more common.
The cookie lasts for thirty days, and for better execution, a different affiliate team has been assigned.
Now that’s very cool; see the links below to determine whether it’s worthwhile.
Details:
- Betterment Affiliate Program’s sign-up page
- Commissions: $1250 maximum
- Cookie lifetime: thirty days
Conclusion
Affiliate marketing can be an excellent way to generate extra income during retirement. Its flexibility, low costs, and potential for passive income make it an attractive option for those looking to stay active and financially secure. Whether you want to work from home or connect with a community of like-minded individuals, affiliate marketing can be a rewarding experience.
Frequently sked Questions (FAQs)
What is affiliate marketing?
Affiliate marketing is a performance-based strategy where you earn a commission by promoting products or services on your website or blog. When a user clicks on your referral link and makes a purchase, you earn a percentage of the sale.
How much money can I make with affiliate marketing?
Your income potential depends on factors like the products you promote, the traffic your site generates, and the affiliate programs you join. Some marketers earn a few hundred dollars a month, while others make thousands.
Do I need technical skills to start affiliate marketing?
No, you don’t need advanced technical skills. With basic knowledge of website management and marketing, you can succeed in affiliate marketing. Many resources and tools are available to guide you through the process.
Can I do affiliate marketing part-time?
Yes, affiliate marketing offers flexibility, allowing you to work as much or as little as you want. It’s a great option for retirees who want to work at their own pace.
What are the startup costs for affiliate marketing?
The primary costs are website hosting and possibly some training. Compared to other business ventures, the initial investment is relatively low, making it an accessible option for retirees.